Surat Perjanjian Sewa Beli Kereta Kaedah Sambung Bayar
Pajak company agree to pay downpayment and monthly installment for 'investors'. However the bank loan is under the investor name. Pajak company will try to rent out cars at a higher premium so that the investors can get their profit. Example is like this.Saga BLM is RM40kpajak kereta will pay Rm4k DP and monthly installment of around RM300/month. The pajak kereta will then rent this car out at RM500 so that the investor can get a profit of rm200.
However, the bank loan must be under the investors name.all is well if there is constant rental. However problem arises if there isn't.like in this case, the pajak kereta did not pay the monthly installments, so the investors name busuk in ctos/ccris and they use force to get back the cars. Now the thing is, this isn't really fair for the pajak kereta who put the DP right? They just robbed back their own property that is inside robber's private property.Kereta Pajak is an investment method, you give your IC and detail to Syarikat Sewa Kereta, then they use your detail to take a loan under your name to buy the car. They then use your car for sewa kerata business and promised to pay the car loan for you. After 5 years or so when the car is unfit to rent, they will give back the car to you.
So you get your car after 5 years being used by the Car Rent company at a cheaper price. Its like buy 2nd hand car but using your own name at cheaper price.The case here is the Car Rent company probably nonexistent, they use investors name to buy cars and they don't pay the bank like they promised. The car loan already due to 7month, so the car will be confiscated by the bank later. So investor left with unpaid car loan under their name and doesn't get anything, and the car will be confiscated by the bank. Owner feels cheated and gang up to take back their car that is under their name. They just robbed back their own property that is inside robber's private property.Kereta Pajak is an investment method, you give your IC and detail to Syarikat Sewa Kereta, then they use your detail to take a loan under your name to buy the car. They then use your car for sewa kerata business and promised to pay the car loan for you.
After 5 years or so when the car is unfit to rent, they will give back the car to you. So you get your car after 5 years being used by the Car Rent company at a cheaper price. Its like buy 2nd hand car but using your own name at cheaper price.The case here is the Car Rent company probably nonexistent, they use investors name to buy cars and they don't pay the bank like they promised. The car loan already due to 7month, so the car will be confiscated by the bank later. So investor left with unpaid car loan under their name and doesn't get anything, and the car will be confiscated by the bank.
Owner feels cheated and gang up to take back their car that is under their name. They just robbed back their own property that is inside robber's private property.Kereta Pajak is an investment method, you give your IC and detail to Syarikat Sewa Kereta, then they use your detail to take a loan under your name to buy the car.
They then use your car for sewa kerata business and promised to pay the car loan for you. After 5 years or so when the car is unfit to rent, they will give back the car to you.
So you get your car after 5 years being used by the Car Rent company at a cheaper price. Its like buy 2nd hand car but using your own name at cheaper price.The case here is the Car Rent company probably nonexistent, they use investors name to buy cars and they don't pay the bank like they promised. The car loan already due to 7month, so the car will be confiscated by the bank later. So investor left with unpaid car loan under their name and doesn't get anything, and the car will be confiscated by the bank. Owner feels cheated and gang up to take back their car that is under their name. They just robbed back their own property that is inside robber's private property.Kereta Pajak is an investment method, you give your IC and detail to Syarikat Sewa Kereta, then they use your detail to take a loan under your name to buy the car. They then use your car for sewa kerata business and promised to pay the car loan for you.
After 5 years or so when the car is unfit to rent, they will give back the car to you. So you get your car after 5 years being used by the Car Rent company at a cheaper price. Its like buy 2nd hand car but using your own name at cheaper price.The case here is the Car Rent company probably nonexistent, they use investors name to buy cars and they don't pay the bank like they promised. The car loan already due to 7month, so the car will be confiscated by the bank later. So investor left with unpaid car loan under their name and doesn't get anything, and the car will be confiscated by the bank. Owner feels cheated and gang up to take back their car that is under their name.
Bro bawa bertenang.Imagine now you are one of the owner yang pajak kereta.Bagaimana u boleh pajak, itu kita tak payah cerita pasal kebodohan u.Let say u dah tahu u kena tipu dengan kedai pajak kereta tu, u nak ambil balik kereta tapi tak berjaya.U kecut bila kena ugut mcm tu oleh kedai pajak.Oleh kerana kereta masih atas nama u, u legally ada hak kat kereta u.U lepas tu pergi jumpa ppim minta tolong. U bagi semua dokumen.ppim understand the contract dan berjaya retrive balik kereta u.Dalam kes ni:1. U as owner mmg bodoh sebab gi pajak.that is fact.2. U kecut dgn kedai pajak tu, memang logic la. At least u dah tau u punya mistake.3. U minta pertolongan ppim.
Yg ni u bijak sebab u tau ppim dah tolong ramai org.4. Lepas dapat kereta, u memang bersyukur dan belajar dari kesilapan. U paham u memang kalau seorg diri tak mampu retrieve kereta u balik.This post has been edited by Super Saiya: Jul 11 2017, 09:24 PM. Bro bawa bertenang.Imagine now you are one of the owner yang pajak kereta.Bagaimana u boleh pajak, itu kita tak payah cerita pasal kebodohan u.Let say u dah tahu u kena tipu dengan kedai pajak kereta tu, u nak ambil balik kereta tapi tak berjaya.U kecut bila kena ugut mcm tu oleh kedai pajak.Oleh kerana kereta masih atas nama u, u legally ada hak kat kereta u.U lepas tu pergi jumpa ppim minta tolong. U bagi semua dokumen.ppim understand the contract dan berjaya retrive balik kereta u.Dalam kes ni:1. U as owner mmg bodoh sebab gi pajak.that is fact.2.
U kecut dgn kedai pajak tu, memang logic la. At least u dah tau u punya mistake.3. U minta pertolongan ppim. Yg ni u bijak sebab u tau ppim dah tolong ramai org.4. Lepas dapat kereta, u memang bersyukur dan belajar dari kesilapan. U paham u memang kalau seorg diri tak mampu retrieve kereta u balik. Bukan apa brobila ppim tolong sibodoh2 niit reflects an idea to the public (yg akal lembab sikit la, which there is many in the society) as if they are not bodo, as if this kind of 'pajak' or sambung bayar ni is a legal way or tak salah or is a good ideasummore if agreement turns to shit can just ask some half past six NGO tolong buat kecoh sikit2 buat mob justicepadahal the crux of the matter, this thing is not suppose to be condoned in the first placesummore ppim using 'islam' in it's name, kena la proper channel, mana boleh buat kecoh2dah la semua dok label taliban itu taliban ini.
Bukan apa brobila ppim tolong sibodoh2 niit reflects an idea to the public (yg akal lembab sikit la, which there is many in the society) as if they are not bodo, as if this kind of 'pajak' or sambung bayar ni is a legal way or tak salah or is a good ideasummore if agreement turns to shit can just ask some half past six NGO tolong buat kecoh sikit2 buat mob justicepadahal the crux of the matter, this thing is not suppose to be condoned in the first placesummore ppim using 'islam' in it's name, kena la proper channel, mana boleh buat kecoh2dah la semua dok label taliban itu taliban ini. If fight in courtdont think it sides the car owneri bet the car owners signed agreement but didnt read all. It may goes like there will be payment if there's enought to cover for it hence if not enough there wont be payment at allagain. Owner at fault, it still under their name, they need to check their loan account whether is being paid or not and cant rely on 3rd partyprobably those car owners are will be sued by the companyforcefully take back the 'rent' car by force,take back the car before the contract duration ends (if there;s any). Bukan apa brobila ppim tolong sibodoh2 niit reflects an idea to the public (yg akal lembab sikit la, which there is many in the society) as if they are not bodo, as if this kind of 'pajak' or sambung bayar ni is a legal way or tak salah or is a good ideasummore if agreement turns to shit can just ask some half past six NGO tolong buat kecoh sikit2 buat mob justicepadahal the crux of the matter, this thing is not suppose to be condoned in the first placesummore ppim using 'islam' in it's name, kena la proper channel, mana boleh buat kecoh2dah la semua dok label taliban itu taliban ini. If fight in courtdont think it sides the car owneri bet the car owners signed agreement but didnt read all. It may goes like there will be payment if there's enought to cover for it hence if not enough there wont be payment at allagain.
Owner at fault, it still under their name, they need to check their loan account whether is being paid or not and cant rely on 3rd partyprobably those car owners are will be sued by the companyforcefully take back the 'rent' car by force,take back the car before the contract duration ends (if there;s any). These Sambung Bayar Syndicates or whatever you call them are all conmen out to get gullible and desperate consumers. When people cant pay their installments and are heavily in debt, they are quick to fall for such schemes. These syndicates offer cash for your cars when you sell to them regardless of how much balance you own the bank, the deal. They wont full settle your car and will continue to let another person take over paying the installments while using the car under your name. When consumers goes to legitimate used car dealers to sell their cars, they would have to top up their differences to their respective banks because the loan amount is more than what the car value is being traded in for.
And therefore, these desperate consumers fall pray to these syndicates. These syndicates will then resell the cars to prospective buyers that cant get a loan from banks ie bankrupts, blacklisted, foreigeners that will continue to use the cars under your name in the banks. These people will not pay the installments, the car is not under their names anyway. The original owners will get summoned and sued by the banks when their repayments default and the banks will only go after the original hirer as stated in the agreement.All in all, these syndicates give legitimate car dealers like us a bad name when such things happen. Legitimate used car dealers dont deal in such a way and if you come across one that does, stay far far away from them.This post has been edited by TOMEI-R: Jul 12 2017, 10:17 AM. This is not about buying sambung bayar cars (which i totally agreed you should never do).Simple:1) A car owner (with HP Loan with bank) went into a deal (unauthorised) with Pajak Company.2) Not sure what's the detail of agreement between A and Pajak Company (which anyway is not legal since the car is still under HP with bank)3) A expect Pajak company to pay their monthly loan + profit.Pajak company expected to rent out car and earn profits (if they can rent out loan repayment + profit to A).4) Pajak company maybe no business, cannot break even, hence no pay loan to bank.
(or they just wanna songlap everything).5) Bank chase after car owners for many months of loan default.6) A also bodoh never check with bank whether monthly payment on time. Pajak company agree to pay downpayment and monthly installment for 'investors'. However the bank loan is under the investor name. Pajak company will try to rent out cars at a higher premium so that the investors can get their profit. Example is like this.Saga BLM is RM40kpajak kereta will pay Rm4k DP and monthly installment of around RM300/month. The pajak kereta will then rent this car out at RM500 so that the investor can get a profit of rm200.
However, the bank loan must be under the investors name.all is well if there is constant rental. However problem arises if there isn't.like in this case, the pajak kereta did not pay the monthly installments, so the investors name busuk in ctos/ccris and they use force to get back the cars. Now the thing is, this isn't really fair for the pajak kereta who put the DP right?
These Sambung Bayar Syndicates or whatever you call them are all conmen out to get gullible and desperate consumers. When people cant pay their installments and are heavily in debt, they are quick to fall for such schemes. These syndicates offer cash for your cars when you sell to them regardless of how much balance you own the bank, the deal. They wont full settle your car and will continue to let another person take over paying the installments while using the car under your name. When consumers goes to legitimate used car dealers to sell their cars, they would have to top up their differences to their respective banks because the loan amount is more than what the car value is being traded in for.
And therefore, these desperate consumers fall pray to these syndicates. These syndicates will then resell the cars to prospective buyers that cant get a loan from banks ie bankrupts, blacklisted, foreigeners that will continue to use the cars under your name in the banks. These people will not pay the installments, the car is not under their names anyway. The original owners will get summoned and sued by the banks when their repayments default and the banks will only go after the original hirer as stated in the agreement.All in all, these syndicates give legitimate car dealers like us a bad name when such things happen. Legitimate used car dealers dont deal in such a way and if you come across one that does, stay far far away from them. These Sambung Bayar Syndicates or whatever you call them are all conmen out to get gullible and desperate consumers. When people cant pay their installments and are heavily in debt, they are quick to fall for such schemes.
These syndicates offer cash for your cars when you sell to them regardless of how much balance you own the bank, the deal. They wont full settle your car and will continue to let another person take over paying the installments while using the car under your name. When consumers goes to legitimate used car dealers to sell their cars, they would have to top up their differences to their respective banks because the loan amount is more than what the car value is being traded in for. And therefore, these desperate consumers fall pray to these syndicates. These syndicates will then resell the cars to prospective buyers that cant get a loan from banks ie bankrupts, blacklisted, foreigeners that will continue to use the cars under your name in the banks.
These people will not pay the installments, the car is not under their names anyway. The original owners will get summoned and sued by the banks when their repayments default and the banks will only go after the original hirer as stated in the agreement.All in all, these syndicates give legitimate car dealers like us a bad name when such things happen. Legitimate used car dealers dont deal in such a way and if you come across one that does, stay far far away from them. To answer your questions.1. Reset ODOmeter to make mileage like virgin. We are selling middle to higher end cars, our cars are usually with factory service records2. Clean up flooded car and then sell without telling potential customers.
We dont take in reposessed cars, bank tender cars etc, accident repair or flooded cars. Yes some customers would label us a being choosy but we dont want the headache that follow suite after selling these kind of cars3.
Adds all sorts of crazy 'admin' fees hidden cost to scam people. But this is based on market rates with reasoanable charges and we list all down on our sales order for customers to go through. Unlike some which write whatever charges on a piece of paper without stating what it is for4. Need to pay deposit to test drive car. We dont require a deposit for customers to test drive cars, but we make it a point so that only serious and keen buyers can test the cars, ie final discussion on price and loans before we allow test drives.
We dont simply allow any walk in customers to test our cars (you as the buyer wont want just anybody to test drive your to be bought car too.This post has been edited by TOMEI-R: Jul 12 2017, 11:16 AM. To answer your questions.1. Reset ODOmeter to make mileage like virgin.
We are selling middle to higher end cars, our cars are usually with factory service records2. Clean up flooded car and then sell without telling potential customers. We dont take in reposessed cars, bank tender cars etc, accident repair or flooded cars. Yes some customers would label us a being choosy but we dont want the headache that follow suite after selling these kind of cars3. Adds all sorts of crazy 'admin' fees hidden cost to scam people. But this is based on market rates with reasoanable charges and we list all down on our sales order for customers to go through.
Unlike some which write whatever charges on a piece of paper without stating what it is for4. Need to pay deposit to test drive car. We dont require a deposit for customers to test drive cars, but we make it a point so that only serious and keen buyers can test the cars, ie final discussion on price and loans before we allow test drives.
We dont simply allow any walk in customers to test our cars (you as the buyer wont want just anybody to test drive your to be bought car too. After in depth discussion of price, loans and terms and conditions, we allow the customers to test drive. We know that they are serious in buyer if they are willing to go through all these discussion with our sales people. If the customers dont find the cars satisfactory, we cant force them to pay booking also. Like I mentioned, we prefer selling newer and quality middle to higher range cars. The reasons, these cars have less to repair and less issues.
Save us and our customers the headache. I wouldnt recommend an old car to customers too as it would usually require repairs.This post has been edited by TOMEI-R: Jul 12 2017, 11:23 AM. After in depth discussion of price, loans and terms and conditions, we allow the customers to test drive. We know that they are serious in buyer if they are willing to go through all these discussion with our sales people. If the customers dont find the cars satisfactory, we cant force them to pay booking also.
Like I mentioned, we prefer selling newer and quality middle to higher range cars. The reasons, these cars have less to repair and less issues. Save us and our customers the headache.
I wouldnt recommend an old car to customers too as it would usually require repairs. But u didnt enought money to pay it or u feel want use money or u feel tamak haloba want extra moneyso someone offer want rent u car with kind of maintainance and installment their tanggung.
So u per month no need to paythe question is how owner tahu kereta tak bayar berbulan 2?Bank call them 1 bulan dia call. Bulan ke 2 hantar surat. Bulan ke 3 hantar surat utk tarik kalau tak settle dalam 21 hari.aku pernah terlibat dlaam sambung bayar ni.
Aku bagi orang kereta full tank + gas nitrogen tayar. Ko tau dia bagi aku balik apa?kereta dengan lampu minyak dah kelip kelip. Standard stuff la.those bill add up to 2-3k and this according to market prices, funny that plenty don't charge this, so which and whose market to follow?second those admin fees and so on, it not allow buyer to do by their own.third - we don't sell car required repair.
(what if it does happen? Repair at their appointed workshop (temp fix) or simple reply, is used car, how would they know the car in prestige condition).basically from reply, u can see all is sweet talk before you walk in to traps. And looking down at their client before they take out their money. This is not about buying sambung bayar cars (which i totally agreed you should never do).Simple:1) A car owner (with HP Loan with bank) went into a deal (unauthorised) with Pajak Company.2) Not sure what's the detail of agreement between A and Pajak Company (which anyway is not legal since the car is still under HP with bank)3) A expect Pajak company to pay their monthly loan + profit.Pajak company expected to rent out car and earn profits (if they can rent out loan repayment + profit to A).4) Pajak company maybe no business, cannot break even, hence no pay loan to bank.
(or they just wanna songlap everything).5) Bank chase after car owners for many months of loan default.6) A also bodoh never check with bank whether monthly payment on time. Standard stuff la.those bill add up to 2-3k and this according to market prices, funny that plenty don't charge this, so which and whose market to follow?second those admin fees and so on, it not allow buyer to do by their own.third - we don't sell car required repair. (what if it does happen? Repair at their appointed workshop (temp fix) or simple reply, is used car, how would they know the car in prestige condition).basically from reply, u can see all is sweet talk before you walk in to traps.
And looking down at their client before they take out their money. KUALA LUMPUR 12 Julai - Polis Diraja Malaysia (PDRM) memberi jaminan akan menjalankan siasatan menyeluruh tanpa melindungi atau menyebelahi mana-mana pihak yang terlibat berhubung isu pencerobohan gudang menyimpan kenderaan di Jalan Cheras, Kajang, kelmarin.Timbalan Ketua Polis Selangor, Datuk Ab. Like mentioned, its always desperate people that will kena scammed. Lets say a situation where a car owner owes the bank more than what his/her car value is.
Lets say he owes the bank Rm30k while the car is only worth Rm20k, meaning he will need to top up to the banks Rm10 if he were to sell to normal used car dealers. But selling to these syndicates, these syndicates may offer them Rm2k to get hold of their cars for sambung bayar with silly agreements. People do fall prey when they are desperate and things are getting back to them. Foolish yes, this will be a good lesson for them.
For those who blamed the car owner,I compare this with pinjam with Along. It is the borrower fault in the first place who pinjam from Along Bukit Beruntung.Should we help the borrower or not?Edit:Its PPIM routine helping the borrower. Its no different in this case. Unless PPIM also should not need help peminjam Along.Second issue: TrespassingOwner has already give permission for PPIM to enter the land. Unless AGR has some sort of agreement with the land owner then that need to be detailed out.Third issue: Taking the car backAccording to PPIM they have engaged 25 lawyers to discuss about this before take any action. And all the lawyers said it is not wrong to do it (take their car back).FYI: PPIM also confirmed that the pajak agreement is not valid (for reason i'm not sure) but i'm sure they already checked it.This post has been edited by saladin7: Jul 13 2017, 12:11 PM.
For those who blamed the car owner,I compare this with pinjam with Along. It is the borrower fault in the first place who pinjam from Along Bukit Beruntung.Should we help the borrower or not?Edit:Its PPIM routine helping the borrower.
Its no different in this case. Unless PPIM also should not need help peminjam Along.Second issue: TrespassingOwner has already give permission for PPIM to enter the land. Unless AGR has some sort of agreement with the land owner then that need to be detailed out.Third issue: Taking the car backAccording to PPIM they have engaged 25 lawyers to discuss about this before take any action. And all the lawyers said it is not wrong to do it (take their car back).FYI: PPIM also confirmed that the pajak agreement is not valid (for reason i'm not sure) but i'm sure they already checked it. For those who blamed the car owner,I compare this with pinjam with Along.
Surat Perjanjian Kontrak Rumah
It is the borrower fault in the first place who pinjam from Along Bukit Beruntung.Should we help the borrower or not?Edit:Its PPIM routine helping the borrower. Its no different in this case. Unless PPIM also should not need help peminjam Along.Second issue: TrespassingOwner has already give permission for PPIM to enter the land. Unless AGR has some sort of agreement with the land owner then that need to be detailed out.Third issue: Taking the car backAccording to PPIM they have engaged 25 lawyers to discuss about this before take any action. And all the lawyers said it is not wrong to do it (take their car back).FYI: PPIM also confirmed that the pajak agreement is not valid (for reason i'm not sure) but i'm sure they already checked it.
Surat Perjanjian Jual Beli Kereta Kaedah Sambung Bayar
Datuk seri kabi. Datuk seri'lol‘Datuk Kabi’ charged with cheating elderly manPETALING JAYA: A man, who goes by the name Datuk Kabi, pleaded not guilty in a magistrate’s court here to cheating a senior citizen of RM150,000.C. Kamaleshwaran, 38, was charged with allegedly deceiving Foo Kee Peng, 68, at a hotel lobby on March 31 last year, by claiming he could settle the victim’s Tenaga Nasional Berhad summonses.The accused was charged under Section 420 of the Penal Code, which carries a maximum 10 years’ jail time, whipping and a fine, upon conviction.In asking for a reasonable bail yesterday, his lawyer V. Saravanan said Kamaleshwaran earned only RM5,000 a month as a retailer and had to take care of his four children and his parents, who are in their 70s.“He also cooperated with the police when he was in remand for three days,” Saravanan said.Magistrate Salamiah Salleh set bail at RM8,000 with one surety and fixed May 19, for next mention.Deputy public prosecutor Mary Phoon Keat Mee prosecuted the case.Read more at.